Cyber insurance for
New Zealand business.
A licensed insurance adviser, a 3-step quote, and the cyber insurers we hold agreements with. No fee — we're paid commission by the recommended insurer.
Three things a cyber policy is for
Most cyber claims fall into one of these. Here's what cover responds to each, and where to read the policy detail.
Data breach response
Notification, forensic investigation, credit monitoring, legal costs, and Privacy Commissioner reporting when personal information is exposed.
Read the guideRansomware & extortion
Ransom payment (subject to sanctions screening), negotiation, decryption support, system rebuild, and business interruption while you're offline.
Recent NZ incidentsCyber risk review
We frame the risks before we shop the market — MFA, backups, prior incidents, sector exposure — so the underwriter conversation is faster and pricing is fairer.
Free risk assessmentHow it works
A licensed adviser, three quick steps, and a real conversation before you commit. No upfront fee — we're paid commission by the recommended insurer.
Tell us about your business
Three quick questions on revenue, employee count, and sector — about two minutes. The detailed underwriting form is there if you'd rather skip the call.
We shop the market
Stewart Hunt frames your risk profile and approaches the cyber insurers FCIB holds agreements with. You'll typically hear back within one business day.
You choose, then bind cover
We walk you through what's covered, what's excluded, and the sublimits that matter. You decide whether to proceed — no obligation if the cover isn't right.
Serving Businesses Across New Zealand
Local expertise and support in every major city, with deep understanding of regional business needs and compliance requirements.
The Cost of Being Unprepared
New Zealand businesses face escalating cyber threats. These statistics show why comprehensive cyber insurance isn't optional—it's essential.
Average cost of a data breach for NZ businesses
Days average time to identify and contain attacks
Increase in ransomware attacks since 2020
Global average cost of a data breach (2024)
Cyber Insurance Partners
What clients say about Stewart & First Commercial
These are publicly-attributed reviews of First Commercial Insurance Brokers Ltd (the operator of this site), reproduced verbatim from fcib.co.nz. They reflect general broking service, not any specific insurer's cyber product.
“Stewart was our insurance broker… I would recommend Stewart and First Commercial without hesitation.”
“With over 30 years in the construction industry, he's practically part of our team.”
“Stewart from First Commercial has acted as our insurance broker for the past 8 years.”
“After working with larger brokering businesses it was a breath of fresh air.”
Source: fcib.co.nz/best-insurance-company-auckland. Reviews on this page are about FCIB's broking service generally; cyber-policy outcomes will vary by insurer and policy wording.
Cyber Insurance by Industry Sector
Different industries face unique cyber security challenges. Our cyber liability coverage is tailored to address sector-specific risks and regulatory requirements across New Zealand.
Healthcare
High RiskPatient data protection, HITECH compliance, and medical device security
Financial Services
High RiskFinancial data security, regulatory compliance, and fraud protection
Professional Services
Medium RiskClient data protection and intellectual property security
Retail & E-commerce
High RiskCustomer data and payment card information security
Manufacturing
Medium RiskIndustrial control systems and intellectual property protection
Education
Medium RiskStudent data protection and research intellectual property
Comprehensive Cyber Insurance Resources
Everything you need to understand, compare, and secure the right cyber insurance coverage for your New Zealand business.
Coverage Guides
Risk Management
Industry Solutions
Provider Reviews
Local Coverage
Protect Your Business Today
Don't wait for a cyber attack to happen. Get comprehensive cyber insurance coverage and protect your business from digital threats.